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FAMILY PROTECTION

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FARMERS PROTECTION

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BUSINESS PROTECTION

PRODUCTS/SERVICES

At Health & Life Specialists Group Limited we know life doesn’t always go to plan – let us help you ensure your family or business can survive if the worst possible scenario were to happen. With Health & Life Specialists Group Limited you can be assured your loved ones are able to cope paying the rent, monthly bills or mortgage repayments without your income, or that your business can continue without your input.

Life/Terminal Illness (Death)

With Life insurance, you can protect your family against the devastating financial implications of death, ensuring the security you have worked so hard to achieve, is provided for.

Income Protection/Mortgage Repayment/House Hold Expenses (Disability)

Just because your health suffers a setback, your finances and lifestyle shouldn’t have to. When illness and injury leave you unable to work, disability products can protect you and your family from the financial consequences. Cover options are flexible and can provide for rehabilitation and occupational re-training, if necessary.

Total Permanent Disablement (TPD)

It’s easy to take good health for granted. But the reality is, sometimes we become ill or have an accident and, if it’s serious, we might be unable to work ever again. How would your family or your business cope if you were permanently disabled? Do you have a plan to provide for them? What would happen to your future plans, and theirs? Total Permanent Disablement cover provides a lump sum in the event of total permanent disablement caused by accident or illness, and you can choose how to spend it. It might be paying off the mortgage, getting the best medical care, improving access to your home and workplace, or ensuring your business survives.

Critical Illness (Trauma)

Trauma insurance can help reduce the financial impact of serious illness on you, your family and your business.

Health Insurance (Medical)

“It’s a fact of life that we all get sick sometimes. Our public health system looks after urgent problems, treatment for some illnesses can involve a long, uncomfortable wait. If you or a member of your family became ill, perhaps seriously, wouldn’t you want access to care, when and where it suits you? Private health insurance can give you that option.”

Phone Health & Life Specialists Group Limited today, and meet with our expert adviser to discuss how we can tailor cover to suit your needs.